Is Foundation Repair Covered by Insurance?

Generally speaking, foundation repair is not covered by a typical homeowner’s insurance policy. However, as with all things insurance-related, there are some gray areas that need to be considered. First, we need to establish what we mean by “foundation repair.” This term is often used to refer to repairing cracking and crumbling foundations or leveling foundation slabs that have settled unevenly. As this type of repair is considered “upkeep” that is necessary for a home to retain its value, it is generally not covered by insurance and also not usually tax-deductible.

If the damage to your foundation, however, was not simply caused by wear and tear, but by a specific event such as an earthquake or flood, and you carried a homeowner’s insurance policy that covered such catastrophes, then you will probably be able to get the necessary repairs covered by your insurance company. That said, insurance regulations can vary widely from state to state, or even from company to company, so in order to get a definitive answer to whether or not foundation repair can be covered, it’s best to check with your specific insurance company.

Partner with Engineered Solutions of Georgia

Since 2007, the foundation repair experts at Engineered Solutions of Georgia have served a variety of industries, performing foundation repairs both big and small on warehouses, restaurants, strip malls, municipal structures, and more. We offer comprehensive professional inspections, expert guidance, and high-quality products, and we are committed to providing those we serve with lasting solutions to their foundation issues. When you partner with us, you can rest easy knowing that you are in good hands as our in-house structural engineering team brings more than 150 years of combined experience to every project we take on. What’s more, you can enjoy the peace of mind that comes with our triple warranty, covering materials, labor, and design.

Contact Engineered Solutions of Georgia today to learn more.